what sort of ban have you got?
are you getting a error code
or a message while trying to log in
can you make new accounts
also i agree with other people you have basically try to fraud sony of a game from there store with a credit card
(called your bank told them to cancel the payment) then sony ****ed you over
(or maybe not you but someone has done something similar to this)
like why else would they be looking payment ??
to unban on OFW you will need to use a proxy and patch your PSID being sent to sony servers its possible
2mins and i'll post the needed info
First do the PSN Bypass Method: In charles there is a request for a file called auth what it contains is your username, password and console id.
This is what the request file looks like:
x's are just me protecting my info
To get your console id have Charles running with the ssl and all that stuff
Sign in and on charles you will see two new files
Click on https://auth.np.ac.playstation.net
And lastly auth
When you click auth, info should appear on the right click request and you should see your console id to copy it right click on auth and save request then open it and look for consoleid=0000000xxxxxxxxxxxxxxxxxxxxxxxxx00000000 000000000000000000000000
That's your console id to change it go to tools, rewrite and if you have it set up you should already see the stuff to edit the header so click on PS3 3.55 then you should see 2 boxes.
On the bottom box, click add, then where it says type make it body. make sure only request is selected. make the first value is your console id, example the first value would be consoleid=0000000123456789012345678901234500000000 000000000000000000000000
And the second on is the one you want it changed to and where it says "where" make sure request is only selected.
Example of the second value is consoleid=0000000987654321098765432109876500000000 000000000000000000000000
You can only change it to a valid console id, cannot be random or just left blank.
Read more: http://www.*******.com/ps3-hacks-jai...#ixzz2F5vPLEu3
if you need a legit PSID to get back online i can give you mine as well saying i stopped playing online all i use on my ps3 is showtime i dont care about PSN TBH its over rated
ALSO good luck doing that LOL your safer off paying the 10quid